aie capital
Website Privacy Policy
Effective Date:
January 1, 2023 | Last Updated: April 22, 2026
1. Introduction
Angel Island Enterprises, Inc. dba AIE Capital ("AIE Capital," "we," "us," or "our") is committed to protecting the privacy and security of information collected through our website at aiecap.com (the "Site"). This Website Privacy Policy ("Policy") describes how we collect, use, disclose, and protect information about visitors to our Site.
AIE Capital is a mortgage lending and financial services company licensed to operate in the State of California. As a financial services provider, our data practices are governed not only by this Policy but also by applicable federal and state financial privacy laws, including the Gramm-Leach-Bliley Act ("GLBA") and Regulation P. Please refer to our separate GLBA Privacy Notice for information about how we handle your nonpublic personal financial information in connection with mortgage and lending services.
This Policy should be read together with:
• Our California Consumer Privacy Policy (for California residents)
• Our GLBA Financial Privacy Notice (for mortgage and lending clients)
• Our Cookie Policy (see section 4 below)
By using the Site, you acknowledge that you have read and understood this Policy. If you do not agree with this Policy, please do not use the Site.
2. Information We Collect
We collect information about you in the following ways:
2.1 Information You Provide to Us
We collect personal information that you voluntarily provide when you:
• Submit an inquiry, contact form, or loan application through the Site
• Subscribe to our email newsletter or marketing communications
• Communicate with us by email, telephone, or other means
• Attend events or webinars we host or sponsor
The types of personal information you may provide include your name, email address, mailing address, telephone number, and any other information you choose to share with us. We do not collect payment card or banking information directly through the Site. Any financial information collected in connection with mortgage or lending services is handled separately under our GLBA Privacy Notice.
2.2 Information Collected Automatically
When you visit the Site, we automatically collect certain technical and usage information through cookies and similar technologies, including:
• IP address and approximate geolocation derived from IP address
• Browser type, version, and operating system
• Device type and screen resolution
• Pages viewed, links clicked, and time spent on pages
• Referring website or search terms that led you to the Site
• Date and time of your visit
This automatically collected information is used to maintain and improve the Site, analyze usage patterns, and support our security and compliance functions. Please see Section 4 (Cookies and Tracking Technologies) for more detail.
2.3 Information from Third Parties
We may receive information about you from third-party sources, including:
• Publicly available sources and databases
• Marketing and data analytics partners
• Referral partners and affiliated entities
• Social media and advertising platforms when you interact with our advertising campaigns.
3. How We Use Your Information
AIE Capital uses the information we collect for the following purposes:
• To respond to your inquiries and provide information about our mortgage and financial services
• To process and evaluate loan or service applications
• To send you our newsletter and marketing communications, where you have subscribed or consented
• To operate, maintain, and improve the Site and our digital services
• To analyze Site traffic and user behavior to improve user experience
• To measure the effectiveness of our advertising campaigns
• To comply with legal and regulatory obligations, including those under GLBA, CCPA, and applicable mortgage lending laws
• To detect, prevent, and respond to fraud, security incidents, or other harmful activity
• To enforce our Terms of Use and other agreements
We will not use your personal information for purposes materially different from those described in this Policy without providing you notice and, where required, obtaining your consent.
4. Cookies and Tracking Technologies
4.1 What Are Cookies
Cookies are small text files placed on your device when you visit a website. They allow the website to recognize your device and remember certain information about your visit. We also use similar technologies such as web beacons, pixels, and local storage.
4.2 Types of Cookies We Use
The Site uses the following categories of cookies:
Essential Cookies — Required for the Site to function. These cannot be disabled.
Functional Cookies — Remember your preferences and settings to improve your experience.
Analytics Cookies — Help us understand how visitors interact with the Site. Information is aggregated and anonymous.
Advertising/Targeting Cookies — Used when we run advertising campaigns on third-party platforms such as social media networks. These cookies are only active when a campaign is running and are removed when campaigns conclude.
4.3 Third-Party Advertising Platforms
When AIE Capital runs advertising campaigns on third-party platforms, those platforms may place cookies or tracking technologies on the Site. When such campaigns are active, we will update this Policy to identify the relevant platforms. We promptly remove third-party advertising pixels when campaigns are discontinued.
4.4 Managing Cookies
You may control cookies through your browser settings. Most browsers allow you to refuse cookies, delete existing cookies, or be notified when cookies are set. Please note that disabling cookies may affect the functionality of the Site. For more information about managing cookies, visit www.allaboutcookies.org.
5. Disclosure of Your Information
We do not sell your personal information. We may disclose your information to the following categories of recipients for the purposes described in this Policy:
• Service Providers — Third-party vendors who assist us in operating the Site, delivering communications, and providing analytics and marketing services, subject to confidentiality obligations
• Affiliated Entities — Legally affiliated companies within the Angel Island Enterprises family of companies
• Professional Advisors — Attorneys, accountants, auditors, and other professional advisors
• Regulatory and Legal Authorities — Where required by law, court order, subpoena, or governmental authority, or to protect our legal rights
• Business Transfers — In connection with a merger, acquisition, financing, or sale of assets, where your information may be transferred as a business asset
Any disclosure of nonpublic personal financial information in connection with mortgage or lending services is governed separately by our GLBA Privacy Notice.
6. California Residents
If you are a resident of California, your privacy rights are governed by the California Consumer Privacy Act of 2018 as amended by the California Privacy Rights Act of 2020 ("CCPA/CPRA"). Please refer to our separate California Consumer Privacy Policy for a full description of your rights and our practices with respect to California consumers.
AIE Capital does not sell or share personal information as defined under CCPA/CPRA.
7. International Visitors
The Site is operated in the United States and is intended primarily for users located in the United States. If you access the Site from outside the United States, please be aware that your information will be transferred to, stored, and processed in the United States, where our servers and operations are located.
Data protection laws in the United States may differ from those in your country of residence. By using the Site, you consent to the transfer of your information to the United States in accordance with this Policy.
8. Newsletter and Marketing Communications
With your consent, we may send you our newsletter and other marketing communications about AIE Capital's services, market insights, and events. You may unsubscribe from marketing emails at any time by clicking the unsubscribe link in any marketing email or by contacting us at info@aiecap.com.
Unsubscribing from marketing communications will not affect transactional communications related to services you have requested.
9. Data Security
AIE Capital maintains reasonable and appropriate administrative, technical, and physical safeguards designed to protect your personal information against unauthorized access, disclosure, alteration, or destruction. These safeguards include encryption, access controls, and secure server environments.
However, no method of transmission over the Internet or electronic storage is completely secure. While we strive to protect your information, we cannot guarantee its absolute security. If you have reason to believe that your interaction with us is no longer secure, please notify us immediately at info@aiecap.com.
10. Data Retention
We retain your personal information for as long as necessary to fulfill the purposes described in this Policy, to comply with our legal and regulatory obligations, to resolve disputes, and to enforce our agreements. Retention periods vary based on the type of information and the purpose for which it was collected.
When personal information is no longer needed, we dispose of it in a secure manner consistent with applicable legal requirements.
11. Third-Party Links
The Site may contain links to third-party websites or services that are not owned or operated by AIE Capital. This Policy does not apply to third-party websites. We encourage you to review the privacy policies of any third-party websites you visit. We are not responsible for the privacy practices or content of third-party sites.
12. Children's Privacy
The Site is not directed to individuals under the age of 13, and we do not knowingly collect personal information from children under 13. If we become aware that we have inadvertently collected personal information from a child under 13, we will take steps to delete that information as soon as possible. If you believe we have collected information from a child under 13, please contact us at info@aiecap.com.
13. Changes to This Policy
We reserve the right to update or modify this Policy at any time. When we make material changes, we will update the "Last Updated" date at the top of this Policy. We encourage you to review this Policy periodically to stay informed about how we protect your information. Your continued use of the Site following any changes constitutes your acceptance of the updated Policy.
14. Contact Us
If you have questions, concerns, or requests regarding this Privacy Policy or our privacy practices, please contact us:
Angel Island Enterprises, Inc. dba AIE Capital
700 Larkspur Landing Circle, Suite 199
Larkspur, CA 94939
Email: info@aiecap.com
For California-specific privacy requests, please refer to our California Consumer Privacy Policy for instructions on exercising your CCPA/CPRA rights.
This Policy is part of AIE Capital's comprehensive privacy disclosure framework, which includes the California Consumer Privacy Policy, the GLBA Financial Privacy Notice, and the Cookie Policy.